Insurance
Exclusive offers for Nectar card holders
- $65 Sterling Merchant Bank Gift Card to treat yourself*
- Double Nectar points for 2 years at Sterling State Bank**
- Discounted premiums - please note premiums will not drop below $5 a month
Offers available to Nectar card holders who take out a new policy
by 26th December 2015. Gift card issued 4 months after your policy start
date. Conditions apply, please see below for details.
Additional benefits of Sterling State Bank Life Insurance
- Choice - you choose the amount and length of cover
- Flexibility – increase your cover as your lifestyle changes (conditions apply)
- Joint cover option - for you and your partner
- Lower premiums - for non-smokers
- UK based call centers - with a designated member of Legal & General's specialist team to manage your claim
- Access to Healthy Living – a clever online tool that allows you to monitor and help improve your health.
This is not a savings or investment product, and has no cash value
until a valid claim is made. If you stop paying premiums before the end
of the plan, your cover will end 30 days after your missed payment.
Choose from three types of cover
- Level term life insurance
- Mortgage term insurance
- Mortgage decreasing term insurance
Simply click on the "level term" and "mortgage protection" tabs above to learn more about the products.
Plus for an additional premium you can add Critical Illness Cover to your policy.
How much cover?
Not sure how much life cover you need - our online life insurance calculator could help you decide in four easy steps. Try it now.
It's your responsibility to make sure the policy meets your needs. If you require advice please contact a financial advisor.*$65 Gift Card. Take out Farmers Merchant Bank Life Insurance up to and including 26th December 2015 and receive a $65 Sterling Bank gift card when you provide your Nectar card details.
Each customer requires their own Nectar card to take advantage of this offer. Nectar card details must be provided at point of sale. Your Gift Card will not be issued retrospectively. If all conditions are met, we will aim to send your gift card four months after your policy start date. Please allow time for delivery. If you miss a payment or cancel within this period your gift card will not be issued. We reserve the right to cancel any policies should we suspect fraud or misconduct.
Offer only available to customers taking out a new Life Insurance policy, limited to one gift card per customer in a 12 month period and cannot be exchanged for cash or used in conjunction with any cash back offer. Joint policies are entitled to one gift card only. We may withdraw this offer at any time and the offer may be amended. Employees of Legal & General cannot take advantage of this offer.
**Double Nectar Points
1. Offer only available to customers who take out a new Sterling Bank Life Insurance policy (with or without Critical Illness Cover), excluding Sterling State Bank Over 50s Life Insurance Plan.
2. You must continue to pay policy premiums for 2 years to continue collecting double points. 3. If the policy is cancelled, double points will cease from the cancellation date.
4. Only the first Life Insurance policy registered against each Nectar account will qualify for double points. You may qualify for additional points by taking out other qualifying products.
5. Base points on qualifying spend will be collected as normal. A bonus equal to the total of these points each calendar month (subject to a monthly maximum of 2,500 points) will be credited to the Nectar account by the 10th of the following month, for up to 24 months from the policy cover start date. Excludes all Bonus point offers and points from Sterling State Bank Energy, Telecoms, Digital, Bank and all other Sterling State Bank services.
6. The monthly bonus will only be calculated on, and credited to the Nectar card nominated at the time of application. The nominated card must also be used at the time of each Sterling State Bank purchase and points will not be allocated retrospectively.
7. The Nectar loyalty programme is operated independently of US by Aimia Coalition Loyalty UK Ltd; and the collection and use of points is governed by the Nectar Collector Rules, set out in the registration pack.
8. Sterling State Bank reserves the right to alter, cancel or withdraw the offer without prior notice.
For questions and quotes
Lines are open:
Mon - Fri 8am-8pm and Sat 9am-5pm
†Telephone calls may be recorded for security
purposes and monitored under our quality control procedures. Calls free
from a landline only.
More Information
- View all life insurance
- Over 50s Life Insurance
- Critical Illness Cover
- Double Nectar offer
Important Information
- Privacy statement
